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40% of U.S. Employees Plan to Delay Retirement

Forty percent of U.S. workers are planning to delay their retirement, according to a survey of nearly 9,100 employees. In addition, a vast majority of workers are prepared to spend less in retirement and are willing to pay more now for greater certainty in their future retirement and health benefits.


Older workers and those in poor health make up the largest percentage of employees planning to delay retirement. In particular, 45% of employees in poor health plan to postpone their retirement. When asked why they are choosing to retire later, 68% of older workers said to keep their health care coverage, while 62% said the higher cost of health care. Six in 10 older workers (61%) blamed the decline in the value of their 401(k) plan.


The survey was conducted by global professional services company Towers Watson. For more information, go to

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